SBA Loans for Anytime Fitness Franchises
Who actually funds Anytime Fitness SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding Anytime Fitness SBA loans
Ranked by number of Anytime Fitness 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Platinum Bank | 46 | $24.5M | $532K |
| 2 | The Huntington National Bank | 43 | $15.4M | $359K |
| 3 | KeyBank National Association | 36 | $18.6M | $517K |
| 4 | Live Oak Banking Company | 31 | $23.6M | $760K |
| 5 | Peoples Bank | 9 | $1.7M | $194K |
| 6 | First Bank of the Lake | 8 | $9.5M | $1.2M |
| 7 | U.S. Bank, National Association | 5 | $455K | $91K |
| 8 | Home Bank, SB | 4 | $1.6M | $399K |
| 9 | Zions Bancorporation, National Association | 3 | $550K | $183K |
| 9 | First Internet Bank of Indiana | 3 | $2.7M | $914K |
| 9 | Manufacturers and Traders Trust Company | 3 | $1.2M | $392K |
| 9 | BayFirst National Bank | 3 | $297K | $99K |
| 9 | TD Bank, National Association | 3 | $1.9M | $626K |
| 14 | Mountain America FCU | 2 | $991K | $495K |
| 14 | Lincoln Savings Bank | 2 | $641K | $321K |
| 14 | Centier Bank | 2 | $237K | $118K |
| 14 | Commercial Bank of Texas N.A. | 2 | $162K | $81K |
| 14 | JPMorgan Chase Bank, National Association | 2 | $635K | $318K |
| 14 | Northwest Bank | 2 | $514K | $257K |
| 14 | Regions Bank | 2 | $329K | $165K |
| 14 | River City Bank | 2 | $737K | $369K |
| 14 | Pathward National Association | 2 | $3.8M | $1.9M |
| 14 | Fifth Third Bank | 2 | $800K | $400K |
| 14 | The Central Trust Bank | 2 | $527K | $263K |
| 14 | BMO Bank National Association | 2 | $142K | $71K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Anytime Fitness loan in this period, ranked by loan count.
Anytime Fitness SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| TX | 32 | $16.1M | $502K |
| FL | 26 | $15.9M | $612K |
| GA | 9 | $9.4M | $1.0M |
| CA | 20 | $9.3M | $464K |
| SC | 11 | $6.8M | $616K |
| IL | 17 | $6.7M | $392K |
| NC | 11 | $6.3M | $569K |
| OR | 5 | $6.0M | $1.2M |
| WA | 11 | $5.5M | $499K |
| PA | 9 | $4.5M | $497K |
| MI | 7 | $3.9M | $562K |
| NY | 4 | $3.7M | $934K |
| TN | 8 | $3.6M | $451K |
| VA | 8 | $3.5M | $442K |
| MN | 7 | $3.2M | $460K |
Anytime Fitness SBA loans by year
How Anytime Fitness SBA loans have performed
Outcomes for every funded Anytime Fitness 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for Anytime Fitness franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Anytime Fitness deal to a lender currently funding this brand.
Financing a Anytime Fitness franchise?
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