SBA Loans for Restaurants
Restaurants received $17.2B in SBA 7(a) loans across 34,393 approved loans from FY2021 through FY2026, with The Huntington National Bank leading at 4,472 deals. The sector's charge-off rate over this period is 2.0%.
Get matched with a lender →$17.2B
Total approved volume
34,393
Approved loans
$501K
Average loan size
2.0%
Charge-off rate
Most active SBA lenders for restaurants
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 4,472 | $1.3B | $282K |
| 2 | Newtek Bank, National Association | 1,579 | $561.4M | $356K |
| 3 | Manufacturers and Traders Trust Company | 1,114 | $158.1M | $142K |
Source: SBA FOIA 7(a) loan-level data, FY2021–FY2026, NAICS 7225*. Charge-off rate = SBA-charged-off loans divided by funded loans. Rankings are by total loan count.
Top SBA states for restaurants
SBA lending in other industries
Financing your restaurant business?
We know which lenders are actively funding restaurant deals right now and which fit your loan size. Pre-qualify and we'll find your match (free to borrowers).