SBA Loans for Kiddie Academy Franchises
Who actually funds Kiddie Academy SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding Kiddie Academy SBA loans
Ranked by number of Kiddie Academy 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Bank Five Nine | 26 | $17.9M | $687K |
| 2 | Live Oak Banking Company | 22 | $58.9M | $2.7M |
| 3 | Customers Bank | 16 | $20.5M | $1.3M |
| 4 | TD Bank, National Association | 12 | $9.0M | $754K |
| 5 | First National Bank of Pennsylvania | 10 | $13.4M | $1.3M |
| 6 | The Bancorp Bank National Association | 6 | $16.8M | $2.8M |
| 6 | First Bank of the Lake | 6 | $16.9M | $2.8M |
| 8 | Bank of America, National Association | 5 | $5.0M | $1.0M |
| 8 | Coastal States Bank | 5 | $15.0M | $3.0M |
| 8 | The Huntington National Bank | 5 | $6.3M | $1.3M |
| 8 | Beacon Bank and Trust | 5 | $11.0M | $2.2M |
| 12 | Wells Fargo Bank National Association | 4 | $2.9M | $730K |
| 12 | Manufacturers and Traders Trust Company | 4 | $1.3M | $319K |
| 14 | Telhio Credit Union Inc | 3 | $815K | $272K |
| 14 | First Utah Bank | 3 | $8.5M | $2.8M |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Kiddie Academy loan in this period, ranked by loan count.
Kiddie Academy SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| TX | 39 | $46.3M | $1.2M |
| NC | 9 | $23.1M | $2.6M |
| GA | 8 | $21.5M | $2.7M |
| VA | 10 | $15.8M | $1.6M |
| SC | 5 | $13.8M | $2.8M |
| OH | 11 | $12.3M | $1.1M |
| PA | 9 | $12.0M | $1.3M |
| NY | 5 | $10.8M | $2.2M |
| CA | 3 | $10.7M | $3.6M |
| TN | 5 | $10.4M | $2.1M |
| MD | 12 | $10.1M | $841K |
| IL | 5 | $9.7M | $1.9M |
| NJ | 8 | $9.2M | $1.2M |
| UT | 3 | $8.5M | $2.8M |
| WA | 4 | $8.3M | $2.1M |
Kiddie Academy SBA loans by year
How Kiddie Academy SBA loans have performed
Outcomes for every funded Kiddie Academy 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for Kiddie Academy franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Kiddie Academy deal to a lender currently funding this brand.
Financing a Kiddie Academy franchise?
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