SBA Loans for Paris Baguette Franchises
Who actually funds Paris Baguette SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding Paris Baguette SBA loans
Ranked by number of Paris Baguette 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Celtic Bank Corporation | 15 | $25.2M | $1.7M |
| 2 | The Huntington National Bank | 12 | $8.3M | $694K |
| 3 | Open Bank | 6 | $3.8M | $631K |
| 4 | FDIC - Community Bank & Trust-West Georgia | 5 | $8.0M | $1.6M |
| 4 | Bank of Hope | 5 | $2.5M | $499K |
| 4 | Shinhan Bank America | 5 | $3.6M | $722K |
| 4 | Hanmi Bank | 5 | $3.5M | $703K |
| 8 | The Bancorp Bank National Association | 4 | $11.0M | $2.7M |
| 8 | Commonwealth Business Bank | 4 | $3.5M | $878K |
| 8 | First Bank of the Lake | 4 | $5.0M | $1.2M |
| 11 | Beacon Bank and Trust | 3 | $4.9M | $1.6M |
| 11 | Byline Bank | 3 | $5.6M | $1.9M |
| 11 | Choice Financial Group | 3 | $4.7M | $1.6M |
| 11 | John Marshall Bank | 3 | $5.2M | $1.7M |
| 11 | Newtek Bank, National Association | 3 | $3.8M | $1.3M |
| 11 | Readycap Lending, LLC | 3 | $4.8M | $1.6M |
| 11 | East West Bank | 3 | $2.9M | $954K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Paris Baguette loan in this period, ranked by loan count.
Paris Baguette SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| CA | 39 | $36.8M | $944K |
| TX | 16 | $26.3M | $1.6M |
| VA | 10 | $14.4M | $1.4M |
| NJ | 7 | $11.1M | $1.6M |
| IL | 6 | $6.7M | $1.1M |
| OH | 8 | $6.6M | $824K |
| WA | 4 | $6.3M | $1.6M |
| PA | 4 | $6.2M | $1.5M |
| MN | 4 | $6.1M | $1.5M |
| MD | 3 | $4.9M | $1.6M |
| DC | 2 | $4.4M | $2.2M |
| NC | 1 | $4.3M | $4.3M |
| FL | 3 | $4.2M | $1.4M |
| NY | 6 | $4.0M | $659K |
| SC | 3 | $3.9M | $1.3M |
Paris Baguette SBA loans by year
How Paris Baguette SBA loans have performed
Outcomes for every funded Paris Baguette 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
SBA lender notes for Paris Baguettefrom the SBA Franchise Directory
1. When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Collateral Assignment of Lease and Consent and Agreement of Landlord may not be executed. 2. Franchisor may not enforce a purchase option on the real estate if owned by the franchisee or its affiliate and used as collateral for the SBA Loan.
How to use this
The lenders above have actually closed SBA 7(a) loans for Paris Baguette franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Paris Baguette deal to a lender currently funding this brand.
Financing a Paris Baguette franchise?
We know which lenders are actively funding Paris Baguette deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).