SBA Loans for Primrose Schools Franchises
Who actually funds Primrose Schools SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding Primrose Schools SBA loans
Ranked by number of Primrose Schools 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Live Oak Banking Company | 50 | $134.0M | $2.7M |
| 2 | America First Federal Credit Union | 18 | $30.4M | $1.7M |
| 2 | Regions Bank | 18 | $18.2M | $1.0M |
| 4 | Bank Five Nine | 16 | $9.0M | $563K |
| 5 | TD Bank, National Association | 14 | $20.2M | $1.4M |
| 6 | Customers Bank | 9 | $22.0M | $2.4M |
| 7 | Paragon Bank | 4 | $11.7M | $2.9M |
| 7 | Pinnacle Bank | 4 | $9.2M | $2.3M |
| 9 | SouthState Bank, National Association | 3 | $4.6M | $1.5M |
| 9 | PNC Bank, National Association | 3 | $5.1M | $1.7M |
| 11 | Plains State Bank | 2 | $8.8M | $4.4M |
| 11 | Atlantic Union Bank | 2 | $3.9M | $1.9M |
| 11 | Bank of America, National Association | 2 | $5.8M | $2.9M |
| 11 | BMO Bank National Association | 2 | $7.5M | $3.7M |
| 11 | First Bank of the Lake | 2 | $7.9M | $4.0M |
| 11 | First National Bank of Pennsylvania | 2 | $4.3M | $2.2M |
| 11 | FWBank | 2 | $1.3M | $643K |
| 11 | Lake City Bank | 2 | $3.7M | $1.8M |
| 11 | TowneBank | 2 | $4.0M | $2.0M |
| 11 | United Community Bank | 2 | $4.4M | $2.2M |
| 11 | Wells Fargo Bank National Association | 2 | $6.7M | $3.3M |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Primrose Schools loan in this period, ranked by loan count.
Primrose Schools SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| TX | 31 | $94.1M | $3.0M |
| CO | 11 | $30.3M | $2.8M |
| NC | 13 | $29.8M | $2.3M |
| GA | 14 | $26.9M | $1.9M |
| IL | 8 | $18.3M | $2.3M |
| FL | 8 | $17.3M | $2.2M |
| OH | 6 | $13.8M | $2.3M |
| MA | 8 | $11.8M | $1.5M |
| TN | 4 | $10.9M | $2.7M |
| PA | 6 | $10.2M | $1.7M |
| VA | 7 | $9.7M | $1.4M |
| IN | 5 | $9.2M | $1.8M |
| MD | 6 | $7.1M | $1.2M |
| NJ | 6 | $7.1M | $1.2M |
| OK | 5 | $6.3M | $1.3M |
Primrose Schools SBA loans by year
How Primrose Schools SBA loans have performed
Outcomes for every funded Primrose Schools 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
SBA lender notes for Primrose Schoolsfrom the SBA Franchise Directory
1. Only the negotiated addendum may be used. 2. Franchisor’s Collateral Assignment of Lease and Subordination Agreement may be used.
How to use this
The lenders above have actually closed SBA 7(a) loans for Primrose Schools franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Primrose Schools deal to a lender currently funding this brand.
Financing a Primrose Schools franchise?
We know which lenders are actively funding Primrose Schools deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).