SBA Loans for Scenthound Franchises
Who actually funds Scenthound SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding Scenthound SBA loans
Ranked by number of Scenthound 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | The Huntington National Bank | 34 | $8.7M | $256K |
| 2 | United Community Bank | 12 | $4.3M | $357K |
| 3 | ConnectOne Bank | 9 | $4.2M | $467K |
| 4 | First Bank of the Lake | 8 | $2.8M | $348K |
| 4 | Citizens Bank | 8 | $2.6M | $327K |
| 6 | Live Oak Banking Company | 7 | $2.6M | $365K |
| 7 | The Bancorp Bank National Association | 5 | $2.5M | $494K |
| 8 | Coastal States Bank | 3 | $1.3M | $437K |
| 8 | America First Federal Credit Union | 3 | $945K | $315K |
| 8 | Fifth Third Bank | 3 | $1.5M | $497K |
| 8 | VelocitySBA, LLC | 3 | $1.5M | $504K |
| 12 | INTRUST Bank National Association | 2 | $387K | $193K |
| 12 | 22nd State Bank, A Division of 22nd State Banking Company | 2 | $787K | $393K |
| 12 | TD Bank, National Association | 2 | $961K | $481K |
| 12 | SouthState Bank, National Association | 2 | $400K | $200K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved Scenthound loan in this period, ranked by loan count.
Scenthound SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| FL | 23 | $8.2M | $356K |
| CO | 15 | $5.4M | $357K |
| GA | 11 | $4.3M | $387K |
| TX | 12 | $3.5M | $296K |
| CA | 9 | $3.0M | $338K |
| KS | 6 | $1.8M | $307K |
| SC | 4 | $1.5M | $381K |
| VA | 5 | $1.5M | $300K |
| NC | 4 | $1.4M | $361K |
| WA | 2 | $1.2M | $606K |
| MN | 4 | $1.1M | $283K |
| PA | 2 | $1.0M | $512K |
| UT | 3 | $960K | $320K |
| OK | 4 | $910K | $228K |
| IL | 3 | $880K | $293K |
Scenthound SBA loans by year
How Scenthound SBA loans have performed
Outcomes for every funded Scenthound 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
SBA lender notes for Scenthoundfrom the SBA Franchise Directory
When the real estate where the franchise business is located will secure the SBA-guaranteed loan, the Addendum to Lease Conditional Assignment of Lease may not be executed.
How to use this
The lenders above have actually closed SBA 7(a) loans for Scenthound franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your Scenthound deal to a lender currently funding this brand.
Financing a Scenthound franchise?
We know which lenders are actively funding Scenthound deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).