SBA Loans for The Learning Experience Franchises
Who actually funds The Learning Experience SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2021 to 2026.
Top lenders funding The Learning Experience SBA loans
Ranked by number of The Learning Experience 7(a) loans approved since 2021.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | First Bank of the Lake | 39 | $23.0M | $590K |
| 2 | Byline Bank | 17 | $8.8M | $515K |
| 3 | Bank of America, National Association | 13 | $8.6M | $663K |
| 4 | Readycap Lending, LLC | 12 | $8.5M | $710K |
| 4 | Celtic Bank Corporation | 12 | $6.8M | $563K |
| 6 | Provident Bank | 10 | $8.4M | $839K |
| 7 | Live Oak Banking Company | 7 | $3.5M | $500K |
| 8 | TD Bank, National Association | 6 | $3.5M | $589K |
| 8 | United Community Bank | 6 | $3.1M | $521K |
| 8 | The Huntington National Bank | 6 | $1.8M | $303K |
| 11 | Customers Bank | 5 | $1.7M | $338K |
| 11 | Old National Bank | 5 | $6.1M | $1.2M |
| 13 | Happen Bank | 4 | $1.9M | $470K |
| 14 | Zions Bancorporation, National Association | 3 | $1.9M | $633K |
| 14 | ChoiceOne Bank | 3 | $5.2M | $1.7M |
| 14 | Columbia Bank | 3 | $1.6M | $532K |
| 14 | FWBank | 3 | $1.5M | $493K |
| 14 | North State Bank | 3 | $1.3M | $434K |
| 14 | Wallis Bank | 3 | $1.4M | $483K |
Source: SBA FOIA 7(a) loan-level data, 2021 to 2026. Shows lenders with at least one approved The Learning Experience loan in this period, ranked by loan count.
The Learning Experience SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| TX | 37 | $23.7M | $639K |
| CT | 15 | $11.4M | $758K |
| MI | 6 | $10.9M | $1.8M |
| FL | 15 | $8.8M | $585K |
| PA | 11 | $8.7M | $787K |
| NY | 14 | $8.3M | $594K |
| CO | 7 | $8.3M | $1.2M |
| VA | 12 | $6.6M | $552K |
| SC | 4 | $6.5M | $1.6M |
| NJ | 11 | $5.2M | $477K |
| CA | 9 | $3.5M | $393K |
| GA | 7 | $3.5M | $504K |
| IN | 8 | $3.4M | $425K |
| OH | 7 | $2.9M | $420K |
| WI | 5 | $2.6M | $521K |
The Learning Experience SBA loans by year
How The Learning Experience SBA loans have performed
Outcomes for every funded The Learning Experience 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for The Learning Experience franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your The Learning Experience deal to a lender currently funding this brand.
Financing a The Learning Experience franchise?
We know which lenders are actively funding The Learning Experience deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).